The object of insurance is personal interests related to the life, health and working capacity of the Insured Person. Insured person – an individual whose personal interests related to life, health and work ability are the object of insurance, in favor of whom the insurance contract has been concluded.Policyholders who are natural persons may be capable natural persons aged 18 and over, provided that by the day of the end of the insurance period the age does not exceed 75 years. Parents (adoptive parents), other relatives of the child, his or her guardian or guardian may conclude accident insurance contracts in favor of children aged 1 year and older, provided that by the day of the end of the insurance period, the age does not exceed 18 years.